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    <title type="text">Lanier Fountain &amp; Ceruzzi </title>
    <subtitle type="text">Jacksonville NC Attorneys &#124; Lanier Fountain &#38; Ceruzzi</subtitle>

    <updated>2026-06-02T08:01:05Z</updated>

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        <entry>
            <author>
									                    <name>On Behalf of Lanier Fountain &amp; Ceruzzi</name>
				            </author>
            <title type="html"><![CDATA[What medical evidence can strengthen an SSDI claim? ]]></title>
            <link rel="alternate" type="text/html" href="https://www.lfcattorneys.com/what-medical-evidence-can-strengthen-an-ssdi-claim/" />
            <id>https://www.lfcattorneys.com/?p=47508</id>
            <updated>2026-05-26T01:41:05Z</updated>
            <published>2026-05-26T01:41:05Z</published>
					<taxo:topics><![CDATA[-]]></taxo:topics>
            <summary type="html"><![CDATA[Medical evidence can influence the expediency and outcome of nearly every Social Security Disability Insurance claim process. Even when a person is genuinely unable to work due to a serious medical condition, insufficient documentation can lead to delays or denials.  The Social Security Administration does not approve claims based solely on a diagnosis or a person’s statement that they are…]]></summary>
			                <content type="html" xml:base="https://www.lfcattorneys.com/what-medical-evidence-can-strengthen-an-ssdi-claim/"><![CDATA[<span style="font-weight: 400">Medical evidence can influence the expediency and outcome of nearly every Social Security Disability Insurance claim process. Even when a person is genuinely unable to work due to a serious medical condition, insufficient documentation can lead to delays or denials. </span>

<span style="font-weight: 400">The </span><a href="https://www.ssa.gov/disability/disability.html" target="_blank" rel="noopener noreferrer" data-wpel-link="external"><span style="font-weight: 400">Social Security Administration</span></a><span style="font-weight: 400"> does not approve claims based solely on a diagnosis or a person’s statement that they are struggling. Instead, the agency closely reviews medical records to determine how severely a condition affects the applicant’s ability to maintain substantial employment.</span>
<h2><span style="font-weight: 400">Evidence to gather in service of your claim</span></h2>
<span style="font-weight: 400">Consistent treatment records, for example, can make a difference in all cases save for those arising from a sudden, particularly severe diagnosis. Ongoing medical care can help to demonstrate that a condition is serious, persistent and actively affecting daily life. Large gaps in treatment may raise questions about the severity of the condition, even when the individual is experiencing real limitations. Regular doctor visits, therapy appointments, follow-up care and hospital records can help create a clearer picture of a claimant’s medical history.</span>

<span style="font-weight: 400">Detailed physician notes can also be helpful. Treatment records that specifically describe symptoms, pain levels, physical limitations, cognitive difficulties or emotional impairments may carry significant weight during the review process. Statements documenting problems with standing, walking, lifting, concentrating, remembering instructions or interacting with others can help show why maintaining employment is difficult or impossible.</span>

<span style="font-weight: 400">Diagnostic testing often strengthens SSDI claims as well. MRIs, X-rays, CT scans, blood work, nerve conduction studies, pulmonary function testing and other objective medical evidence may help support the existence and severity of a condition. While symptoms are important, objective findings frequently provide stronger support for disability claims.</span>

<span style="font-weight: 400">Specialist evaluations can also make a difference to the outcome of a claim. Reports from neurologists, orthopedic specialists, cardiologists, psychiatrists or other specialists may provide more detailed insight into complex medical conditions than general treatment records alone. Specialized testing or evaluations may help confirm diagnoses and explain long-term functional limitations.</span>

<span style="font-weight: 400">Because SSDI claims can become highly technical and evidence-driven, working with an </span><a href="/social-security-disability-insurance/" target="_blank" rel="noopener" data-wpel-link="internal"><span style="font-weight: 400">experienced legal team</span></a><span style="font-weight: 400"> may help applicants gather stronger medical support, avoid procedural mistakes and improve their chances of obtaining benefits. If an SSDI claim has already been denied, legal support and additional medical documentation may also strengthen an appeal.</span>]]></content>
						        </entry>
	        <entry>
            <author>
									                    <name>On Behalf of Lanier Fountain &amp; Ceruzzi</name>
				            </author>
            <title type="html"><![CDATA[Expect More Accidents Over the Holidays]]></title>
            <link rel="alternate" type="text/html" href="https://www.lfcattorneys.com/expect-more-accidents-over-the-holidays/" />
            <id>https://www.lfcattorneys.com/?p=47498</id>
            <updated>2025-12-15T20:56:45Z</updated>
            <published>2025-12-15T20:56:45Z</published>
					<taxo:topics><![CDATA[-]]></taxo:topics>
            <summary type="html"><![CDATA[The holiday season brings joy, family gatherings, and a festive spirit. Unfortunately, it also brings a significant increase in the risk of accidents. With more people on the roads and a higher number of distractions, it’s essential to stay vigilant to protect yourself and your loved ones. Understanding the primary causes of these incidents is the first step toward prevention.…]]></summary>
			                <content type="html" xml:base="https://www.lfcattorneys.com/expect-more-accidents-over-the-holidays/"><![CDATA[The holiday season brings joy, family gatherings, and a festive spirit. Unfortunately, it also brings a significant increase in the risk of accidents. With more people on the roads and a higher number of distractions, it's essential to stay vigilant to protect yourself and your loved ones. Understanding the primary causes of these incidents is the first step toward prevention.
<h2 class="font-semibold pdf-heading-class-replace pb-xxs text-xl leading-[40px] [&amp;:not(:first-child)]:pt-[21px] [&amp;_.underline]:underline-offset-[6px] [&amp;_a]:underline-offset-[6px]" dir="ltr">What Makes the Holidays More Dangerous on the Road?</h2>
One of the biggest factors is the sheer volume of holiday travel. Roads in and around Jacksonville and Swansboro become more congested as people visit family and friends or head out for last-minute shopping. This increased traffic density naturally raises the likelihood of collisions, from minor fender-benders in parking lots to more serious crashes on highways.
<p class="text-md font-regular leading-[24px] pb-xxs pt-[9px]" dir="ltr">Some reasons for increased risks over the holidays include:</p>

<ul class="pb-xxs pt-[9px] list-disc pl-5xl pt-[5px]">
 	<li class="text-md font-regular leading-[24px] my-[5px] [&amp;&gt;ol]:!pb-0 [&amp;&gt;ol]:!pt-0 [&amp;&gt;ul]:!pb-0 [&amp;&gt;ul]:!pt-0" dir="ltr" value="1"><b><strong class="font-semibold">Heavier traffic:</strong></b> More people traveling leads to more congestion and a greater chance of crashes.</li>
 	<li class="text-md font-regular leading-[24px] my-[5px] [&amp;&gt;ol]:!pb-0 [&amp;&gt;ol]:!pt-0 [&amp;&gt;ul]:!pb-0 [&amp;&gt;ul]:!pt-0" dir="ltr" value="2"><b><strong class="font-semibold">Tighter schedules:</strong></b> Rushing to events or doing last-minute shopping can result in riskier driving behavior.</li>
 	<li class="text-md font-regular leading-[24px] my-[5px] [&amp;&gt;ol]:!pb-0 [&amp;&gt;ol]:!pt-0 [&amp;&gt;ul]:!pb-0 [&amp;&gt;ul]:!pt-0" dir="ltr" value="3"><b><strong class="font-semibold">Unfamiliar routes:</strong></b> Drivers heading to new destinations for holiday gatherings may be less attentive or easily confused.</li>
 	<li class="text-md font-regular leading-[24px] my-[5px] [&amp;&gt;ol]:!pb-0 [&amp;&gt;ol]:!pt-0 [&amp;&gt;ul]:!pb-0 [&amp;&gt;ul]:!pt-0" dir="ltr" value="4"><b><strong class="font-semibold">Fatigue:</strong></b> Long trips and late-night celebrations can leave drivers tired, which slows reactions and impacts judgment.</li>
 	<li dir="ltr" value="4"><strong>Drunk Driving:</strong> Alcohol impairment is a factor in over a third of these fatal crashes.</li>
</ul>
<p class="text-md font-regular leading-[24px] pb-xxs pt-[9px]" dir="ltr">If you are injured in an accident caused by another's negligence this holiday season, you have rights. Navigating the aftermath can be complex, but you don't have to do it alone. Our <a href="/about/" data-wpel-link="internal">experienced attorneys</a> are ready to guide you through every step, giving you clear advice and using our years of experience to fight for your best outcome.</p>

<h2 class="font-semibold pdf-heading-class-replace pb-xxs text-xl leading-[40px] [&amp;:not(:first-child)]:pt-[21px] [&amp;_.underline]:underline-offset-[6px] [&amp;_a]:underline-offset-[6px]" dir="ltr">Dangerous Roads and Areas to Watch in Jacksonville &amp; Swansboro</h2>
<p class="text-md font-regular leading-[24px] pb-xxs pt-[9px]" dir="ltr">In Jacksonville, key trouble spots include U.S. Highway 17, Western Boulevard, Marine Boulevard, and the intersection of Western Boulevard and Gum Branch Road. The Piney Green Road corridor and the heavily traveled areas around Jacksonville Mall and New Bridge Street can also be particularly risky.</p>
<p class="text-md font-regular leading-[24px] pb-xxs pt-[9px]" dir="ltr">In Swansboro, Highways 24 and 58 are main routes that see heavy usage during peak holiday periods. Watch out for congestion near the intersection of Highway 24 and Hammocks Beach Road, as well as the bridges leading into Emerald Isle and Cape Carteret. Bridges and coastal routes, especially those connecting Swansboro with popular beach destinations, can become hazardous with sudden weather changes or heavy holiday travel.</p>
<p class="text-md font-regular leading-[24px] pb-xxs pt-[9px]" dir="ltr">Be extra cautious when driving these areas, watch for impaired or distracted drivers, and allow for extra travel time so you can navigate more safely.</p>

<h2 class="font-semibold pdf-heading-class-replace pb-xxs text-xl leading-[40px] [&amp;:not(:first-child)]:pt-[21px] [&amp;_.underline]:underline-offset-[6px] [&amp;_a]:underline-offset-[6px]" dir="ltr">Protect Yourself and Your Loved Ones: Take Action Now</h2>
<p class="text-md font-regular leading-[24px] pb-xxs pt-[9px]" dir="ltr">If you’ve been affected by a car accident during the holidays, don’t wait to get the help you need. Last year alone, an estimated <b><strong class="font-semibold">179 people lost their lives on U.S. roads during the New Year’s holiday</strong></b>, and <b><strong class="font-semibold">131 people died over Christmas</strong></b> according to the <a href="https://injuryfacts.nsc.org/motor-vehicle/holidays/christmas-day/" data-wpel-link="external" target="_blank" rel="noopener noreferrer">National Safety Council (NSC)</a>. Your safety and recovery are our top priorities. Contact our team now through our <a href="/contact/" data-wpel-link="internal">contact form</a> or call us at [nap_phone id="LOCAL-CT-NUMBER-1"] for experienced, compassionate representation.</p>]]></content>
						        </entry>
	        <entry>
            <author>
									                    <name>On Behalf of Lanier Fountain &amp; Ceruzzi</name>
				            </author>
            <title type="html"><![CDATA[Estate Planning for Military Families in North Carolina]]></title>
            <link rel="alternate" type="text/html" href="https://www.lfcattorneys.com/estate-planning-for-military-families-in-north-carolina/" />
            <id>https://www.lfcattorneys.com/?p=47473</id>
            <updated>2025-06-30T09:07:28Z</updated>
            <published>2025-06-30T08:35:29Z</published>
					<taxo:topics><![CDATA[-]]></taxo:topics>
            <summary type="html"><![CDATA[Estate planning is an essential process for every family, but for military families, it comes with unique challenges and considerations. Frequent relocations, extended deployments, and military-specific benefits like the Survivor Benefit Plan (SBP) create an added layer of complexity. Proper estate planning ensures financial security, protects your loved ones, and provides peace of mind no matter where military life takes…]]></summary>
			                <content type="html" xml:base="https://www.lfcattorneys.com/estate-planning-for-military-families-in-north-carolina/"><![CDATA[<p class="text-body font-regular leading-[24px] pt-[9px] pb-[2px]" dir="ltr">Estate planning is an essential process for every family, but for military families, it comes with unique challenges and considerations. Frequent relocations, extended deployments, and military-specific benefits like the Survivor Benefit Plan (SBP) create an added layer of complexity. Proper estate planning ensures financial security, protects your loved ones, and provides peace of mind no matter where military life takes you.</p>
<p class="text-body font-regular leading-[24px] pt-[9px] pb-[2px]" dir="ltr">This guide will outline actionable estate planning steps tailored to military families. With the right strategies, guided by an <a href="https://www.lfcattorneys.com/about/" data-wpel-link="internal">experienced local attorney</a>, you can safeguard your family’s future while addressing the distinctive aspects of military life.</p>

<h2 class="font-semibold pdf-heading-class-replace text-h3 leading-[40px] pt-[21px] pb-[2px] [&amp;_a]:underline-offset-[6px] [&amp;_.underline]:underline-offset-[6px]" dir="ltr">Why Estate Planning Matters for Military Families</h2>
<p class="text-body font-regular leading-[24px] pt-[9px] pb-[2px]" dir="ltr">Military families are uniquely mobile, often required to move due to Permanent Change of Station (PCS) orders or face long periods of separation during deployments. These circumstances make it critical to have financial and legal plans in place. Without proper estate planning, families may face unnecessary legal hurdles during emergencies, adding stress to emotionally taxing situations.</p>
<p class="text-body font-regular leading-[24px] pt-[9px] pb-[2px]" dir="ltr">Additionally, military personnel and their families have access to specific benefits through programs like the SBP, Thrift Savings Plan (TSP), and VA benefits. However, leveraging these benefits effectively requires intentional, proactive planning.</p>

<h3 class="font-semibold pdf-heading-class-replace text-h4 leading-[30px] pt-[15px] pb-[2px] [&amp;_a]:underline-offset-[6px] [&amp;_.underline]:underline-offset-[6px]" dir="ltr">The Risk of Delaying Estate Planning</h3>
<p class="text-body font-regular leading-[24px] pt-[9px] pb-[2px]" dir="ltr">Many military families put off estate planning because it feels overwhelming or unnecessary for young and healthy service members. However, life is unpredictable, and failing to prepare can leave your family vulnerable. For instance, untreated medical emergencies or unexpected deaths can lead to lengthy legal battles or financial hardships. Estate planning ensures that your wishes are honored and your loved ones are cared for no matter what happens.</p>

<h2 class="font-semibold pdf-heading-class-replace text-h3 leading-[40px] pt-[21px] pb-[2px] [&amp;_a]:underline-offset-[6px] [&amp;_.underline]:underline-offset-[6px]" dir="ltr">Essential Estate Planning Tools for Military Families</h2>
<p class="text-body font-regular leading-[24px] pt-[9px] pb-[2px]" dir="ltr">A solid estate plan includes several legal documents and strategies that guarantee your interests are protected. Here’s a rundown of key elements:</p>

<h3 class="font-semibold pdf-heading-class-replace text-h4 leading-[30px] pt-[15px] pb-[2px] [&amp;_a]:underline-offset-[6px] [&amp;_.underline]:underline-offset-[6px]" dir="ltr"><b><strong class="font-semibold">Wills</strong></b></h3>
<p class="text-body font-regular leading-[24px] pt-[9px] pb-[2px]" dir="ltr">A <a href="https://www.lfcattorneys.com/estate-planning/wills-trusts/" data-wpel-link="internal">will</a> is the foundation of any estate plan. It allows you to outline how your assets—such as savings, real estate, vehicles, or personal property—should be distributed after your death.</p>
<p class="text-body font-regular leading-[24px] pt-[9px] pb-[2px]" dir="ltr">For military families in North Carolina, unique considerations often include naming a guardian for minor children in case both parents are deployed or incapacitated. An experienced attorney can help ensure that these provisions comply with state laws and address the complexities of your family’s situation.</p>

<h3 class="font-semibold pdf-heading-class-replace text-h4 leading-[30px] pt-[15px] pb-[2px] [&amp;_a]:underline-offset-[6px] [&amp;_.underline]:underline-offset-[6px]" dir="ltr"><b><strong class="font-semibold">Powers of Attorney (POA)</strong></b></h3>
<p class="text-body font-regular leading-[24px] pt-[9px] pb-[2px]" dir="ltr">Frequent deployments make Powers of Attorney critical for military families. A POA grants a trusted person legal authority to take care of financial, legal, or medical matters in your absence.</p>

<ul class="pt-[9px] pb-[2px] pl-[24px] list-disc pt-[5px]">
 	<li class="text-body font-regular leading-[24px] my-[5px] [&amp;&gt;ol]:!pt-0 [&amp;&gt;ol]:!pb-0 [&amp;&gt;ul]:!pt-0 [&amp;&gt;ul]:!pb-0" value="1"><b><strong class="font-semibold">General POA</strong></b> gives broad authority over financial and legal matters.</li>
 	<li class="text-body font-regular leading-[24px] my-[5px] [&amp;&gt;ol]:!pt-0 [&amp;&gt;ol]:!pb-0 [&amp;&gt;ul]:!pt-0 [&amp;&gt;ul]:!pb-0" value="2"><b><strong class="font-semibold">Limited/Special POA</strong></b> only applies to specific tasks, such as selling a home or managing investments.</li>
 	<li class="text-body font-regular leading-[24px] my-[5px] [&amp;&gt;ol]:!pt-0 [&amp;&gt;ol]:!pb-0 [&amp;&gt;ul]:!pt-0 [&amp;&gt;ul]:!pb-0" value="3"><b><strong class="font-semibold">Health Care POA</strong></b> allows someone to make medical decisions on your behalf.</li>
</ul>
<p class="text-body font-regular leading-[24px] pt-[9px] pb-[2px]" dir="ltr">Having these documents ensures your affairs can be handled seamlessly, even if you’re halfway across the world.</p>

<h3 class="font-semibold pdf-heading-class-replace text-h4 leading-[30px] pt-[15px] pb-[2px] [&amp;_a]:underline-offset-[6px] [&amp;_.underline]:underline-offset-[6px]" dir="ltr"><b><strong class="font-semibold">Trusts</strong></b></h3>
<p class="text-body font-regular leading-[24px] pt-[9px] pb-[2px]" dir="ltr">A <a href="https://www.lfcattorneys.com/estate-planning/wills-trusts/" data-wpel-link="internal">trust</a> can be a powerful tool to protect your assets and simplify their distribution. For military families, trusts offer several advantages, including avoiding probate, safeguarding assets for minor children, and providing clear instructions on how benefits or savings should be managed.</p>
<p class="text-body font-regular leading-[24px] pt-[9px] pb-[2px]" dir="ltr">One example is a <b><strong class="font-semibold">revocable living trust</strong></b>, which allows you to control your assets during your lifetime while specifying how they should be distributed after your death. Setting up a trust is especially beneficial for families in North Carolina, where state-specific regulations could impact your estate.</p>

<h3 class="font-semibold pdf-heading-class-replace text-h4 leading-[30px] pt-[15px] pb-[2px] [&amp;_a]:underline-offset-[6px] [&amp;_.underline]:underline-offset-[6px]" dir="ltr">4. <b><strong class="font-semibold">Beneficiary Designations</strong></b></h3>
<p class="text-body font-regular leading-[24px] pt-[9px] pb-[2px]" dir="ltr">Many military benefits, such as SBP and TSP, come with beneficiary designations. It’s crucial to keep these updated to ensure that the right individuals receive the benefits. Failing to update designations—especially after significant life events like marriage, divorce, or childbirth—can lead to unintended outcomes.</p>

<h2 class="font-semibold pdf-heading-class-replace text-h3 leading-[40px] pt-[21px] pb-[2px] [&amp;_a]:underline-offset-[6px] [&amp;_.underline]:underline-offset-[6px]" dir="ltr">Military-Specific Considerations</h2>
<p class="text-body font-regular leading-[24px] pt-[9px] pb-[2px]" dir="ltr">The military lifestyle comes with unique risks and benefits that must be considered in estate planning. Here are a few military-related aspects to factor into your planning:</p>

<ul class="pt-[9px] pb-[2px] pl-[24px] list-disc pt-[5px]">
 	<li class="text-body font-regular leading-[24px] my-[5px] [&amp;&gt;ol]:!pt-0 [&amp;&gt;ol]:!pb-0 [&amp;&gt;ul]:!pt-0 [&amp;&gt;ul]:!pb-0" value="1"><b><strong class="font-semibold">Survivor Benefit Plan (SBP):</strong></b> This annuity provides ongoing income to your spouse and, in some cases, children. Ensure your SBP elections align with your broader estate goals.</li>
 	<li class="text-body font-regular leading-[24px] my-[5px] [&amp;&gt;ol]:!pt-0 [&amp;&gt;ol]:!pb-0 [&amp;&gt;ul]:!pt-0 [&amp;&gt;ul]:!pb-0" value="2"><b><strong class="font-semibold">Deployment Readiness:</strong></b> Prepare for deployments by having updated wills, POAs, and emergency plans in place.</li>
 	<li class="text-body font-regular leading-[24px] my-[5px] [&amp;&gt;ol]:!pt-0 [&amp;&gt;ol]:!pb-0 [&amp;&gt;ul]:!pt-0 [&amp;&gt;ul]:!pb-0" value="3"><b><strong class="font-semibold">Base-Specific Legal Assistance:</strong></b> While legal assistance offices on military bases provide basic estate planning services, their scope may be limited. A private attorney offers the personalized attention and depth of expertise that many military families need.</li>
</ul>
<h2 class="font-semibold pdf-heading-class-replace text-h3 leading-[40px] pt-[21px] pb-[2px] [&amp;_a]:underline-offset-[6px] [&amp;_.underline]:underline-offset-[6px]" dir="ltr">The Importance of Working with a Knowledgeable Attorney</h2>
<p class="text-body font-regular leading-[24px] pt-[9px] pb-[2px]" dir="ltr">Military families benefit greatly from working with an attorney who understands both state-specific laws and military-specific considerations. For example, North Carolina has its own rules governing estate distribution, guardianship, and probate processes. Navigating these laws without professional guidance can lead to costly mistakes.</p>
<p class="text-body font-regular leading-[24px] pt-[9px] pb-[2px]" dir="ltr">At [nap_names id="FIRM-NAME-1"], our team has extensive experience helping military families create customized estate plans that account for all the complexities of military life. We take the time to listen to your family’s unique needs and craft strategies that protect your legacy and loved ones. Contact us today by filling out <a href="/contact/" data-wpel-link="internal">our contact form</a> or calling our firm at [nap_phone id="LOCAL-CT-NUMBER-1"] for tailored estate planning.</p>]]></content>
						        </entry>
	        <entry>
            <author>
									                    <name>On Behalf of Lanier Fountain &amp; Ceruzzi</name>
				            </author>
            <title type="html"><![CDATA[5 mistakes to avoid in a military divorce]]></title>
            <link rel="alternate" type="text/html" href="https://www.lfcattorneys.com/5-mistakes-to-avoid-in-a-military-divorce/" />
            <id>https://www.lfcattorneys.com/?p=47472</id>
            <updated>2025-06-12T20:26:21Z</updated>
            <published>2025-06-12T20:26:21Z</published>
					<taxo:topics><![CDATA[-]]></taxo:topics>
            <summary type="html"><![CDATA[When one or both spouses are in the military, the process can become even more complex due to unique regulations and benefits. What missteps during a military divorce could impact your life for years after your marriage ends? Mistake 1: Not understanding military benefits Military benefits can be intricate and varied, including pensions, healthcare and other entitlements. It is crucial…]]></summary>
			                <content type="html" xml:base="https://www.lfcattorneys.com/5-mistakes-to-avoid-in-a-military-divorce/"><![CDATA[When one or both spouses are in the military, the process can become even more complex due to unique regulations and benefits. What missteps during a military divorce could impact your life for years after your marriage ends?
<h2>Mistake 1: Not understanding military benefits</h2>
Military benefits can be intricate and varied, including pensions, healthcare and other entitlements. It is crucial to understand how these are divided in a divorce. If you do not, you might lose money or miss out on benefits. Make sure to educate yourself on the Uniformed Services Former Spouses' Protection Act (USFSPA) and other relevant laws that govern <a href="https://www.militaryonesource.mil/relationships/separation-divorce/rights-and-benefits-of-divorced-spouses-in-the-military/" target="_blank" rel="noopener noreferrer" data-wpel-link="external">military benefits in divorce</a>.
<h2>Mistake 2: Ignoring specialized legal requirements</h2>
Military divorces have unique legal rules, like residency requirements and the Servicemembers Civil Relief Act (SCRA) that can affect the process. If you do not follow these rules, it could delay your divorce or make things harder.
<h2>Mistake 3: Rushing the process</h2>
You may want to finish the divorce process quickly to end the stress and uncertainty this process can bring up. However, rushing can lead to bad decisions, especially about custody, support and property. Take your time to think about each choice and how it will affect your future.
<h2>Mistake 4: Overlooking financial changes</h2>
Divorce will change your finances, and in a military divorce, it can be more complicated because of pensions and benefits. Know your financial situation and future needs. A financial advisor who understands military benefits can help you plan for your future after the divorce.
<h2>Mistake 5: Approaching the divorce process without support</h2>
Military divorces require specialized knowledge and expertise. Trying to handle it without professional help can lead to mistakes and poor outcomes. A skilled attorney with knowledge of military divorce can offer guidance about the unique laws governing military divorces and help you protect your rights.
<h2>[nap_names id="FIRM-NAME-1"] can help you avoid these common military divorce mistakes</h2>
Avoiding these common mistakes can help you navigate <a href="https://www.lfcattorneys.com/family-law/" data-wpel-link="internal">a military divorce</a> with confidence and ensure a fair outcome. We can help. Contact us today by filling out <a href="/contact/" data-wpel-link="internal">our contact form</a> or calling our firm at [nap_phone id="LOCAL-CT-NUMBER-1"] for legal support tailored to military divorces.]]></content>
						        </entry>
	        <entry>
            <author>
									                    <name>On Behalf of Lanier Fountain &amp; Ceruzzi</name>
				            </author>
            <title type="html"><![CDATA[Got a DWI during spring break? Here&#8217;s what to do next]]></title>
            <link rel="alternate" type="text/html" href="https://www.lfcattorneys.com/got-a-dwi-during-spring-break-heres-what-to-do-next/" />
            <id>https://www.lfcattorneys.com/?p=47471</id>
            <updated>2025-04-11T23:12:28Z</updated>
            <published>2025-04-11T23:12:28Z</published>
					<taxo:topics><![CDATA[-]]></taxo:topics>
            <summary type="html"><![CDATA[Allegations of impaired driving can result in significant consequences. People of many different ages and backgrounds may violate rules limiting motor vehicle operation. Young adults are at particularly high risk due to the presence of alcohol at many social gatherings. Spring break sees a lot of tourists visiting coastal towns in North Carolina. Students may also attend parties and other…]]></summary>
			                <content type="html" xml:base="https://www.lfcattorneys.com/got-a-dwi-during-spring-break-heres-what-to-do-next/"><![CDATA[Allegations of impaired driving can result in significant consequences. People of many different ages and backgrounds may violate rules limiting motor vehicle operation. Young adults are at particularly high risk due to the presence of alcohol at many social gatherings.

Spring break sees a lot of tourists visiting coastal towns in North Carolina. Students may also attend parties and other social events during spring break in their hometowns where they drink too much. Anyone accused of a <a href="https://www.ncdhhs.gov/divisions/mental-health-developmental-disabilities-and-substance-use-services/driving-while-impaired" data-wpel-link="external" target="_blank" rel="noopener noreferrer">driving while impaired</a> (DWI) offense is at risk of several significant penalties. Jail time, probation, fines and driver’s license suspensions are all common consequences. People also have to consider the impact of a criminal record.

For high school or college students on spring break, a simple mistake could affect their educational opportunities and career prospects. How can young adults facing spring break DWI charges respond to most effectively protect themselves?
<h2>Assert personal rights as soon as possible</h2>
Ideally, those stopped by police officers on suspicion of a DWI remember their basic legal protections. They can invoke their right to remain silent when police officers question them. They can refuse field sobriety testing, although they may have to submit to a post-arrest chemical test.

They also have the right to have an attorney represent them when interacting with the courts or law enforcement. Making use of those rights can prevent scenarios in which people limit their own defense options by making mistakes.
<h2>Explore arrest circumstances</h2>
Every DWI case is unique. Maybe the accused young adult has a medical issue that may have affected their performance on field sobriety tests or the accuracy of chemical testing. Perhaps police officers conducted an inappropriate traffic stop without a legal justification.

The details of the situation determine what types of defense strategies might work. Frequently, those facing DWI charges seek to exclude evidence from criminal proceedings, question the accuracy of tests or provide alternate explanations. In some cases, the best strategy may involve negotiating a plea bargain that reduces the charge to a lesser offense.

The current circumstances and future plans of a defendant can influence the best <a href="https://www.lfcattorneys.com/criminal-defense/" data-wpel-link="internal">response to DWI charges</a>. Getting appropriate support as soon as possible can make a major difference for those accused of drunk driving during spring break.]]></content>
						        </entry>
	        <entry>
            <author>
									                    <name>On Behalf of Lanier Fountain &amp; Ceruzzi</name>
				            </author>
            <title type="html"><![CDATA[5 common estate planning mistakes to avoid]]></title>
            <link rel="alternate" type="text/html" href="https://www.lfcattorneys.com/5-common-estate-planning-mistakes-to-avoid/" />
            <id>https://www.lfcattorneys.com/?p=47469</id>
            <updated>2024-12-28T17:19:39Z</updated>
            <published>2024-12-28T17:19:39Z</published>
					<taxo:topics><![CDATA[-]]></taxo:topics>
            <summary type="html"><![CDATA[Estate planning is one of those tasks that often gets pushed to the back burner. However, estate planning is important because it can help ensure your properties are divided according to your wishes after passing. Without a solid estate plan, you may risk leaving your loved ones with confusion, delays and potential legal disputes. Many people assume that estate planning…]]></summary>
			                <content type="html" xml:base="https://www.lfcattorneys.com/5-common-estate-planning-mistakes-to-avoid/"><![CDATA[Estate planning is one of those tasks that often gets pushed to the back burner. However, estate planning is important because it can help ensure your properties are divided according to your wishes after passing. Without a solid estate plan, you may risk leaving your loved ones with confusion, delays and potential legal disputes.

Many people assume that <a href="https://www.forbes.com/sites/jaimecatmull/2024/11/07/top-estate-planning-mistakes-families-make---and-how-to-avoid-them/" data-wpel-link="external" target="_blank" rel="noopener noreferrer">estate planning</a> is only for people with sizeable assets. However, estate planning is essential for everyone. Estate planning involves organizing and protecting your assets, preparing for incapacity and addressing taxes. When creating an estate plan, mistakes can be made that can make everything more complicated.
<h2>How to avoid estate planning mistakes</h2>
Below are five common estate planning mistakes, along with tips on how to avoid them.
<ul>
 	<li>Not having a will: A will is critical to estate planning. It outlines how your assets should be distributed. Without one, state laws will dictate asset division, and the decision may not match your desires. A valid will can help your property be passed on per your terms.</li>
 	<li>Outdated beneficiaries: Changes such as marriage, divorce or a child’s birth can affect your beneficiary plans. Not updating your beneficiaries on insurance policies, retirement accounts and bank accounts may lead to undesired outcomes. Always review and update beneficiary designations regularly to reflect your current wishes.</li>
 	<li>Not considering tax implications: Failing to plan for estate taxes, capital gains or other potential tax burdens may reduce the value of your estate and impact the inheritance your loved ones receive.</li>
 	<li>Overlooking healthcare directives: In addition to asset distribution, estate planning should address potential healthcare decisions. Without advance directives, such as a living will or durable power of attorney, your family may struggle to make medical decisions on your behalf if you become incapacitated.</li>
 	<li>Not seeking legal guidance: Estate planning is complex and attempting it alone may lead to costly mistakes. Professional and legal guidance can help make the plan sound, comprehensive and tailored to your needs.</li>
</ul>
Having a comprehensive estate plan is very important, and <a href="https://www.lfcattorneys.com/estate-planning/" data-wpel-link="internal">seeking legal assistance</a> can help you not make mistakes with the important elements of your estate plan. By avoiding these mistakes, your assets can be inherited and managed by whoever you desire and you may be able to provide for your loved ones with more confidence.]]></content>
						        </entry>
	        <entry>
            <author>
									                    <name>On Behalf of Lanier Fountain &amp; Ceruzzi</name>
				            </author>
            <title type="html"><![CDATA[Got a DWI during the holidays? Here’s what you need to know]]></title>
            <link rel="alternate" type="text/html" href="https://www.lfcattorneys.com/got-a-dwi-during-the-holidays-heres-what-you-need-to-know/" />
            <id>https://www.lfcattorneys.com/?p=47468</id>
            <updated>2024-12-26T23:21:28Z</updated>
            <published>2024-12-26T23:21:28Z</published>
					<taxo:topics><![CDATA[-]]></taxo:topics>
            <summary type="html"><![CDATA[The holiday season is often a time for celebration, but it can also be a period when the risk of DWI (Driving While Intoxicated) charges increases. With festive parties, gatherings and an abundance of alcohol, it can be easy to lose track of how much you’ve had to drink. However, getting behind the wheel after consuming alcohol or drugs can…]]></summary>
			                <content type="html" xml:base="https://www.lfcattorneys.com/got-a-dwi-during-the-holidays-heres-what-you-need-to-know/"><![CDATA[The holiday season is often a time for celebration, but it can also be a period when the risk of DWI (Driving While Intoxicated) charges increases. With festive parties, gatherings and an abundance of alcohol, it can be easy to lose track of how much you’ve had to drink. However, getting behind the wheel after consuming alcohol or drugs can lead to serious legal and personal consequences.

Receiving a DWI can result in fines, license suspension and even jail time, depending on the severity of the offense and whether it’s a repeat charge. In addition, a conviction may lead to increased insurance rates, a permanent criminal record and a potential loss of employment. During the holidays, <a href="https://www.goodmorningamerica.com/news/video/law-enforcement-high-alert-ahead-holidays-105889534" data-wpel-link="external" target="_blank" rel="noopener noreferrer">law enforcement agencies</a> are often on high alert, setting up checkpoints and increasing patrols to deter impaired driving. If you are pulled over and found to be intoxicated, it can be a costly and life-altering experience.
<h2>Helpful tips for a safe holiday</h2>
The best approach to avoid a DWI charge is to plan ahead. If you’re heading to a holiday event where alcohol will be served, make transportation arrangements. Such arrangements may include getting a designated driver, using a rideshare service or relying on public transportation.

It is important to make transportation arrangements early in the evening so you won’t be tempted to drive later if you’ve been drinking. If you do choose to drink, remember that moderation is key. Try to pace yourself and avoid binge drinking.

Drinking water or non-alcoholic beverages throughout the evening can help limit your alcohol intake. Additionally, eating food while drinking can help slow the <a href="https://wellbeing.jhu.edu/blog/2022/05/11/food-and-alcohol-what-you-need-to-know/" data-wpel-link="external" target="_blank" rel="noopener noreferrer">absorption of alcohol</a> into your bloodstream, which can help reduce impairment. If you’re unsure about whether you’re fit to drive, always err on the side of caution and find another way home.

A DWI charge doesn’t have to ruin the holidays. With a bit of planning and responsible drinking, you might be able to enjoy the festivities without putting yourself or others at risk. However, if you do find yourself facing a DWI charge, it is very important to seek <a href="https://www.lfcattorneys.com/criminal-defense/dui-dwi/" data-wpel-link="internal">legal representation</a> as soon as possible.]]></content>
						        </entry>
	        <entry>
            <author>
									                    <name>On Behalf of Lanier Fountain &amp; Ceruzzi</name>
				            </author>
            <title type="html"><![CDATA[Estate planning missteps that jeopardize family harmony]]></title>
            <link rel="alternate" type="text/html" href="https://www.lfcattorneys.com/how-can-estate-planning-preserve-harmony/" />
            <id>https://www.lfcattorneys.com/?p=47450</id>
            <updated>2024-06-25T19:56:05Z</updated>
            <published>2024-06-25T19:48:04Z</published>
					<taxo:topics><![CDATA[-]]></taxo:topics>
            <summary type="html"><![CDATA[It can be easy to put off estate planning. However, failing to plan now can leave your loved ones with a tremendous challenge in the future. Estate planning isn’t just about distributing assets; it can also be about setting the stage for an easy probate process. Probate is the legal process of finalizing affairs and distributing assets after your passing.…]]></summary>
			                <content type="html" xml:base="https://www.lfcattorneys.com/how-can-estate-planning-preserve-harmony/"><![CDATA[<span data-preserver-spaces="true">It can be easy to put off estate planning. However, failing to plan now can leave your loved ones with a tremendous challenge in the future.</span>

<span data-preserver-spaces="true">Estate planning isn’t just about distributing assets; it can also be about setting the stage for an easy probate process. Probate is the legal process of finalizing affairs and distributing assets after your passing. With a solid plan, you can streamline probate, making it less stressful for your family. Without one, you could leave them facing a contentious, confusing and painful legal process on top of their grief.</span>
<h2><span data-preserver-spaces="true">Common pitfalls in estate planning</span></h2>
<span data-preserver-spaces="true">Before we dive into the specifics, let’s acknowledge that </span><a class="editor-rtfLink" href="https://www.lfcattorneys.com/estate-planning/" target="_blank" rel="noopener" data-wpel-link="internal"><span data-preserver-spaces="true">estate planning is a personal journey</span></a><span data-preserver-spaces="true">. Tailoring your plan to your unique situation, resources and wishes is critical. Even with the best intentions, people often stumble when planning their estate. Here are some common mistakes that can lead to probate woes:</span>
<ul>
 	<li><span data-preserver-spaces="true">Not having a plan in the first place</span></li>
 	<li><span data-preserver-spaces="true">Failing to update a plan after significant life events</span></li>
 	<li><span data-preserver-spaces="true">Leaving confusing or conflicting directions</span></li>
 	<li><span data-preserver-spaces="true">Keeping your plans to yourself instead of sharing them with a trusted loved one</span></li>
</ul>
<span data-preserver-spaces="true">These pitfalls can make carrying out or interpreting your wishes difficult or impossible. They can also leave your loved ones with unanswered questions and emotional burdens.</span>
<h2><span data-preserver-spaces="true">Decisions that make a difference</span></h2>
<span data-preserver-spaces="true">Once you decide to make a plan for your legacy, consider the areas that can most often lead to familial turmoil:</span>
<ul>
 	<li><span data-preserver-spaces="true">Not naming a guardian for minor children</span></li>
 	<li><span data-preserver-spaces="true">Ignoring familial conflicts, rivalries or jealousies</span></li>
 	<li><span data-preserver-spaces="true">Skipping over </span><a class="editor-rtfLink" href="https://files.nc.gov/ncdma/documents/files/advanceddirectcondensed.pdf" target="_blank" rel="noopener noreferrer" data-wpel-link="external"><span data-preserver-spaces="true">medical directives or powers of attorney</span></a></li>
 	<li><span data-preserver-spaces="true">Failing to consider the special needs of beneficiaries</span></li>
 	<li><span data-preserver-spaces="true">Leaving controversial or surprising gifts</span></li>
</ul>
<span data-preserver-spaces="true">These oversights can derail any planning you did do because they can trigger resentment, confusion or anger among beneficiaries. Disputes or perceived slights can make the probate process longer, more expensive and more stressful than it needs to be.</span>
<h2><span data-preserver-spaces="true">Planning with precision</span></h2>
<span data-preserver-spaces="true">Estate planning is not reserved for the wealthy;</span><span data-preserver-spaces="true"> it’s a tool for everyone. By avoiding these common mistakes, you can ensure your estate plan is a source of support, not strife. In North Carolina, taking the time to craft a thoughtful estate plan means you’re looking out for your family’s future. It’s a gift of clarity and care that loved ones can appreciate for generations to come.</span>]]></content>
						        </entry>
	        <entry>
            <author>
									                    <name>On Behalf of Lanier Fountain &amp; Ceruzzi</name>
				            </author>
            <title type="html"><![CDATA[What happens when someone serving in the military gets a DWI?]]></title>
            <link rel="alternate" type="text/html" href="https://www.lfcattorneys.com/what-happens-when-someone-serving-in-the-military-gets-a-dwi/" />
            <id>https://www.lfcattorneys.com/?p=47447</id>
            <updated>2024-06-17T20:23:30Z</updated>
            <published>2024-06-17T19:43:09Z</published>
					<taxo:topics><![CDATA[-]]></taxo:topics>
            <summary type="html"><![CDATA[A DWI is a serious offense that can have significant legal and professional consequences for military personnel. It is important for those who hold these honorable positions to understand the risks and responsibilities associated with alcohol-related incidents. What is the legal limit for service members? When it comes to criminal charges, military personnel are subject to the same BAC limits…]]></summary>
			                <content type="html" xml:base="https://www.lfcattorneys.com/what-happens-when-someone-serving-in-the-military-gets-a-dwi/"><![CDATA[A DWI is a serious offense that can have significant legal and professional consequences for military personnel. It is important for those who hold these honorable positions to understand the risks and responsibilities associated with alcohol-related incidents.
<h2>What is the legal limit for service members?</h2>
When it comes to criminal charges, military personnel are subject to the same BAC limits as civilians. The legal limit for operating a vehicle is typically 0.08% BAC. Exceeding the legal limit can result in arrest, fines, and potential disciplinary actions within the military as well as social stigma.
<h2>What are the potential disciplinary actions?</h2>
Civilian courts may handle DWI cases, where penalties can include fines, license suspension, and mandatory alcohol education programs.

In addition to civilian penalties, service members face military consequences. Discipline will vary depending on the situation but can include:
<ul>
 	<li><strong>Detainment:</strong> If suspected of DWI, military police or civilian law enforcement may detain the driver for testing.</li>
 	<li><strong>Career impact:</strong> DWI convictions can harm an individual’s military career, affecting promotions, security clearances, and assignments.</li>
 	<li><strong>Removal:</strong> The military may choose to <a href="https://www.military.com/daily-news/2024/03/22/fired-navy-sub-skipper-was-arrested-driving-drunk-3rd-commander-relieved-after-alcohol-incident-year.html" target="_blank" rel="noopener noreferrer" data-wpel-link="external">remove the service member</a> from their position as a result of a conviction for a DWI.</li>
</ul>
These are just a few examples. Other forms of punishment are possible depending on the details of the situation.
<h2>Do I have to report a DWI conviction?</h2>
Service members are generally required to promptly report DUI incidents to their chain of command.
<h2>What should I do if I am charged with a DUI?</h2>
Law enforcement officers must have reasonable suspicion or probable cause to pull over a vehicle. If the stop was unjustified or based on insufficient evidence, a service member may be able to argue that the <a href="https://www.lfcattorneys.com/criminal-defense/" target="_blank" rel="noopener" data-wpel-link="internal">charges should be dismissed</a>. Drivers could also question the accuracy of field sobriety tests or chemical tests like breathalyzers.

Remember, criminal charges are not a conviction. Drivers have the chance to fight these charges. Defenses are available and can result in a reduction or even dismissal of charges. An attorney experienced in this niche area of criminal law can review the case and discuss options, better ensuring a more favorable outcome.]]></content>
						        </entry>
	        <entry>
            <author>
									                    <name>On Behalf of Lanier Fountain &amp; Ceruzzi</name>
				            </author>
            <title type="html"><![CDATA[Understanding equitable distribution in North Carolina]]></title>
            <link rel="alternate" type="text/html" href="https://www.lfcattorneys.com/understanding-equitable-distribution-in-north-carolina/" />
            <id>https://www.lfcattorneys.com/?p=47446</id>
            <updated>2024-04-22T18:17:24Z</updated>
            <published>2024-04-22T18:17:24Z</published>
					<taxo:topics><![CDATA[-]]></taxo:topics>
            <summary type="html"><![CDATA[When couples in North Carolina file for divorce, figuring out who gets what can be complicated. In legal terms, this process is called “equitable distribution.” It’s important to note that “equitable” doesn’t necessarily mean “equal.” Instead, it means the division will be fair, considering the circumstances of both parties involved. Generally speaking, only the property and assets acquired during the…]]></summary>
			                <content type="html" xml:base="https://www.lfcattorneys.com/understanding-equitable-distribution-in-north-carolina/"><![CDATA[When couples in North Carolina file for divorce, figuring out who gets what can be complicated. In legal terms, this process is called "equitable distribution.” It's important to note that "equitable" doesn't necessarily mean "equal." Instead, it means the division will be fair, considering the circumstances of both parties involved.

Generally speaking, only the property and assets acquired during the marriage, known as "marital property," are subject to division. Personal gifts and inheritance received during the marriage are exempt. Anything that either person owned before getting married, as well as the gift and inheritance mentioned above, is regarded as "separate property."
<h2>The steps to divide assets</h2>
The process of dividing assets involves several steps. First, all the couple's property must be identified and categorized as marital or separate. Next, the value of the marital property needs to be determined. Assigning value can include getting appraisals for real estate, retirement accounts, businesses, collections and art. Once everything is valued, the two sides or a judge can equitably divide the assets as they deem fair.
<h2>Factors that influence the court's decision</h2>
While most divorces don't go to court, the equitable division should weigh the same factors that a judge would:
<ul>
 	<li><strong>Length of the marriage:</strong> Longer marriages might see a more even split.</li>
 	<li><strong>Income and financial status:</strong> The higher-earning spouse will likely get a larger slice of the assets since their income paid for them.</li>
 	<li><strong>Working at home: </strong>While alimony or spousal support is increasingly rare, spouses who sacrificed career advancements for the family's sake will likely get compensated for their investment in the marital partnership.</li>
 	<li><strong>Other obligations:</strong> A spouse may have financial commitments from a previous marriage, like alimony or child support.</li>
 	<li><strong>Age and health:</strong> This looks at a spouse’s realistic ability to work and support themselves.</li>
 	<li><strong>The grounds:</strong> Marital misbehavior like pre-separation adultery could affect the amount.</li>
</ul>
The court will also look for hidden assets and willful actions to decrease the value of an asset—like reckless spending or damaging property.
<h2>Reaching an agreement outside of court</h2>
While the court can make these decisions, many couples choose to reach an agreement on their own. They do this through direct negotiations, <a href="https://hr.tsu.edu/wp-content/uploads/2013/12/ground_rules_for_mediation.pdf" data-wpel-link="external" target="_blank" rel="noopener noreferrer">mediation</a>, or arbitration. If both parties can agree upon the division of assets and other details, they can present their agreement to the court, which typically respects equitable and fair arrangements. Even if the couple goes to court over the division of assets, the judge will often ask couples to use outside negotiation to address as many details as possible.
<h2>Preparation is key</h2>
Spouses should collect all their financial records, like tax forms and bank statements, and make a list of everything they own and owe, both together and separately. Even if the couple chooses to avoid court, they can work with <a href="https://www.lfcattorneys.com/family-law/" data-wpel-link="internal">a family law attorney</a> who can answer questions and ensure that the division is fair and equitable to better ensure a judge signs off on the arrangement.]]></content>
						        </entry>
	</feed>